A Partnership of Professional Associations

McGowan & Clarke

Today's economy has been hard on both Debtor and Creditors. Debtors don't have the funds to pay their outstanding obligations causing unnecessary time and expense for Creditors who have to collect the payment for the goods or services provided.


Many Creditors are surprised to learn that dealing directly with attorneys to collect their debt for them is much more cost effective than dealing with collection agencies. Most collection services inevitably require the use of their legal department to succeed in their efforts to get your money anyway. This can mean more expense and less of the money collected in your pocket.


At the Law Offices of McGowan and Clarke, we have the experience necessary to analyze your claim and to come up with the best method of collecting what is owed to you. This can be done through simple demands, pre-suit mediation, or litigation if necessary. Our goal is to keep you involved with your case so that we can give you the information necessary to make the decision of what course to take.


That decision may be to settle your claim out of court, saving you time and expense. As skilled litigators we can also represent you before the Judge if a settlement is not the best course of action. Either way, we will use all of our experience and resources to make sure that we achieve the best possible outcome for you.

Creditors

In today's economy, we have to face the fact that it is more difficult than ever to make ends meet. This could mean that you have fallen behind in the payments that you owe to a Creditor. Be it credit card, mortgage, automobile, or any other payment that you have been late or unable to send, we can help. If you have been contacted by one of your creditors and have received the harassing calls day and night, you need to take the first step and contact us.


At the Law Offices of McGowan and Clarke, we have the experience necessary to analyze your situation and negotiate with your creditor. If you have defaulted for a period of time we may be able to get your payments reduced. If you are being sued in court we can work out a payment plan you can live with or negotiate a lump sum payment that is less than the total amount of the debt that undoubtedly has accumulated interest.


We can settle your case out of court, saving you time and expense and often a less stressful alternative to the courtroom, but we are also skilled litigators that will represent you before the Judge if a settlement is not the best course of action.

Collection Issues

Debtors

We Can Help!